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Holiday Loan

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Get ready for the holiday season with a little help from UMassFive!

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No matter how you celebrate this holiday season, save on interest with our low-rate Holiday Loan!

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With lower rates than most credit cards and flexible options for repayment to fit any budget, borrow up to $3,500 to help minimize your stress and maximize your joy this holiday season. Don't miss out—this offer is only available until December 31, 2024.

  • Borrow up to $3,500
  • Rates as low as 8.49% APR*
  • Choose a term up to 36 months
  • No penalty for pre-payment
TermAPR*
12 Months8.49%
24 Months8.99%
36 Months9.99%

 

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*APR is annual percentage rate. The rates and payments disclosed are based on a minimum credit score of 660. To receive approval for this offer, applicants must satisfy any applicable criteria bearing on their creditworthiness, including income, employment, and any other information provided on their application. The maximum loan amount is $3,500. A minimum approval of $500 required. Offer does not apply to the refinancing or paying off of any other UMassFive loan. Because this is a promotional rate, Co-op Points are not available to lower rate. Payment Example: The monthly payment for an 8.99% 24-month term loan is $45.67 per $1,000 borrowed. This offer ends December 31, 2024.