The smart ATMs at our Northampton Branch Lobby & Drive-up, Northampton VA Branch, and Worcester Branch are temporarily out of service. All UMassFive locations, including our Contact Center, are still available during normal business hours, and our online and mobile banking services remain available as usual.
Motorcycle
Hit the open road.
UMassFive has great financing solutions for motorcycles.
Quick & Easy
Apply online. Quick, easy, and only once. What's more? Most members get a decision the same day.
New or Used
Whether you have a new or used motorcycle, you get the same great rates!
Fair & Flexible Terms
- Up to 100% Financing
- Terms up to 60 months
- Flexible payment options
- No prepayment penalties
Lower Your Rate Even More With Co-op Points
That's right. With 2,500 Co-op Points, you can reduce your Motorcycle Loan rate by 0.25%.
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Motorcycle Loan Rates
| Product | Annual Percentage Rate (APR) | APR: 2,500 Co-op Points | Term | Limits |
|---|---|---|---|---|
| Motorcycle New & Used | 7.49% | 7.24% | 36 Months | 100% Financing |
| Motorcycle New & Used | 8.24% | 7.99% | 48 Months | 100% Financing |
| Motorcycle New & Used | 8.80% | 8.55% | Over 48 Months | 100% Financing |
| The current prime rate is: 7.00%. Rates effective as of December 4, 2025. Rates subject to change at any time. |
Payment example: 7.49% APR for 36 months equals $31.20 per $1,000 borrowed.
Ready to apply for your Motorcycle Loan?
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For disclosures and additional details, visit here.