The smart ATMs at our Northampton Branch Lobby & Drive-up, Northampton VA Branch, and Worcester Branch are temporarily out of service. All UMassFive locations, including our Contact Center, are still available during normal business hours, and our online and mobile banking services remain available as usual. 

×

Motorcycle Loan Disclosures & Details

The current prime rate is: 7.00%. Rates effective as of December 4, 2025. Rates subject to change at any time. 

Disclosures

  • A new motorcycle loan generally will carry a term up to four years. Used motorcycle purchases will usually be paid in three years. Longer terms may be available.
  • Members may borrow up to 100% of the Manufacturer's Suggested Retail Price for the purchase of a new motorcycle and up to 100% of the NADA Retail Value for used motorcycle purchases. GAP Insurance is also available for motorcycle loans.
  • Payment example: 7.49% APR for 36 months equals $31.20 per $1,000 borrowed.
  • Terms over 48 months are only available for loan amounts above $15,000.

<-- Back to Motorcycle Loans