The smart ATMs at our Northampton Branch Lobby & Drive-up, Northampton VA Branch, and Worcester Branch are temporarily out of service. All UMassFive locations, including our Contact Center, are still available during normal business hours, and our online and mobile banking services remain available as usual.
Goal Savings
Savings for Whatever You're Looking Forward To.
We understand that sometimes saving up for a big investment can feel more exciting and achievable when you can create a whole separate account.
Separate Your Savings
Goal Savings are intended to give you a clear picture of the finish line. Give them nicknames in Online Banking and watch your progress!
Free Accounts
With no minimum balance, or minimum balance fees. So no matter where you are on your savings journey, you're moving forward.
Easy to Access
In an emergency, there is no greater comfort than knowing you have a safety net that is within reach.
Each month you have the ability to electronically transfer funds between your accounts up to six times, and without limit in person. Deposits directly into your savings accounts are always unlimited.
Goal Savings Account Rates
| Minimum Balance | Dividend Rate | Annual Percentage Yield |
|---|---|---|
| No Minimum Balance | 0.05% | 0.05% |
*Fees could reduce the earnings on this account. Rate may change after account is opened.
| Rates subject to change at any time. Rates effective as of December 4, 2025. APY is accurate as of the last dividend declaration date., |
Open an Account Today!
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