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Your Guide to MassHousing and Homeownership

Ready to unlock the door to your first home? 

Join us for a free, in-person workshop to learn how you can benefit from MassHousing down payment assistance and other homeownership resources.

You’ll hear from Gary Talbot, Member Advantage Mortgage Loan Officer (NMLS #47462), and Oneida Fuentes, MassHousing Relationship Manager, who will walk you through available programs and answer your questions.

Event Details

Your Guide to MassHousing and Homeownership
Thursday, April 16
5:30–7:30 PM
Hadley Branch 

Enjoy light food and refreshments—and don’t miss your chance to win exciting raffle prizes during the presentation!

Could a MassHousing loan be right for you?

MassHousing programs are available to more people than you might think. Income limits vary by program and location—and in many cases, households earning over six figures may still qualify.

This workshop is a great fit if you:

  • Are thinking about buying a single-family home, condo, or 2–4 family property in Massachusetts
  • Plan to live in the home as your primary residence
  • Want to explore MassHousing or other mortgage options available through UMassFive 

To register, click or tap on the event date and complete the form.


New for the 2026 buying season only: 0% Down Payment Assistance, Payments Deferred via MassHousing!

For a limited time, MassHousing is expanding access and benefits for MA residents to help you accomplish your homeownership goals. From 4/27/2026 through 7/31/2026, eligible borrowers will have the opportunity to receive down payment assistance of up to $25,000 statewide at a 0% deferred interest rate, with expanded eligibility.

This means: 

  • No paying back your down payment assistance until you sell, refinance, or pay off your mortgage 
  • No added payment, reducing upfront costs 
  • Your monthly debt is lower, increasing your purchase power

 

 

Start your mortgage journey here. UMassFive and our partner Member Advantage Mortgage (MAM) are committed to helping you achieve your homeownership goals. Our partnership means a personalized experience first and foremost, backed by competitive rates, low fees, and more. Whether you want to buy your first, fifth, or refinance your current home, we can make the process smooth, easy, and affordable.