The smart ATMs at our Northampton Branch Lobby & Drive-up, Northampton VA Branch, and Worcester Branch are temporarily out of service. All UMassFive locations, including our Contact Center, are still available during normal business hours, and our online and mobile banking services remain available as usual.
Personal Loan Disclosures & Details
Disclosures
| The current prime rate is: 7.00%. Rates effective as of December 4, 2025. Rates subject to change at any time. |
•§ Maximum term for home heating is 12 months unless a Secondary Share Account has been established to pay for the following years heating expenses.
•Total amount of all unsecured loans and lines of credit may not exceed $50,000 per member.
Payment example: 12.99% for 48 months equals $26.83 per $1,000 borrowed.
Payment example: 13.99% for 60 months equals $23.37 per $1,000 borrowed.