Skip to main content

Personal & Specialty Loans

purple
Hero Default

A Loan for Every Occasion


 

At UMassFive, we get it. Every situationevery memberis unique. That's why we have created a wide range of specialty loans, so we can meet your individual needs. 

From computer loans, to loans meant to build your credit, we've got you covered.

blue

Vacation Loan Special 

Looking to make the most of your summer plans?  Our Vacation Loan special offers the perfect solution with its flexible rates and terms.

Learn More

Icon depicting a hand holding a coin

Personal Loans

Personal loans have a fixed monthly payment that can be used for a wide variety of borrowing needs.

Learn More

Icon depicting a hand holding a revolving line of credit.

Personal Line of Credit

Payment is recalculated each month as a percentage of the outstanding balance.

Learn More

Icon depicting a rising credit score

Credit Builder Loan

Loaned funds are immediately deposited into the member's Primary or Secondary Savings Account, and placed on hold for the duration of the loan. Once the loan has been repaid, the hold is removed, and the funds are made available to the member

Learn More

Icon depicting a laptop and microchip technology

Computer & Technology Loan

For the financing of phones, desktop computers, laptops, tablets, & all associated accessories. (printers, routers, etc.)

Learn More

Icon depicting a shield with a cash symbol on it.

Share Secured Loan

A Share Secured Loan is guaranteed by the balance in your Savings Account (Basic, Money Market, or Term Share Certificate). Your savings balance must be equal to or greater than the amount loaned, and any loans that are secured by a Term Share Certificate must be repaid before the certificate matures. Funds used as collateral for the loan will be placed on hold for the duration of the loan's term.

Learn More