The smart ATMs at our Northampton Branch Lobby & Drive-up, Northampton VA Branch, and Worcester Branch are temporarily out of service. All UMassFive locations, including our Contact Center, are still available during normal business hours, and our online and mobile banking services remain available as usual.
Personal & Specialty Loans
A Loan for Every Occasion
At UMassFive, we get it. Every situation—every member—is unique. That's why we have created a wide range of specialty loans, so we can meet your individual needs.
From computer loans, to loans meant to build your credit, we've got you covered.
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Share Secured Loan
A Share Secured Loan is guaranteed by the balance in your Savings Account (Basic, Money Market, or Term Share Certificate).
Personal Loans
Personal loans have a fixed monthly payment that can be used for a wide variety of borrowing needs.
Personal Line of Credit
Payment is recalculated each month as a percentage of the outstanding balance.
Credit Builder Loan
Loaned funds are immediately deposited into the member's Primary or Secondary Savings Account, and placed on hold for the duration of the loan. Once the loan has been repaid, the hold is removed, and the funds are made available to the member
Computer & Technology Loan
For the financing of phones, desktop computers, laptops, tablets, & all associated accessories. (printers, routers, etc.)
Holiday Loan
With lower rates than most credit cards and flexible options for repayment to fit any budget, borrow up to $3,500 to help minimize your stress and maximize your joy this holiday season.