Back to School Loan
Get ready for back to school season with UMassFive!
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From laptops for assignments to home improvements that will make your study session more productive—or anything else.
With lower rates than most credit cards and flexible repayment options, this loan is a smart choice for financing any goal you are trying to achieve.
- Borrow up to $10,000
- Rates as low as 8.24% APR* (for a 12 month term)
- No pre-payment penalty
| Term | APR* |
|---|---|
| 12 Months | 8.24% |
| 24 Months | 8.49% |
| 36 Months | 9.49% |
Ready to get back to school?
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*APR is annual percentage rate. The rates and payments disclosed are based on a minimum credit score of 660. To receive approval for this offer, applicants must satisfy any applicable criteria bearing on their creditworthiness, including income, employment, and any other information provided on their application. The minimum loan amount is $500, and the maximum loan amount is $10,000. Offer does not apply to the refinancing or paying off of any UMassFive loan. Because this is a promotional rate, Co-op Points are not available to lower rate. This offer begins on August 4, 2025 and ends on September 30, 2025. Acceptance of this promotional offer must be made by that date. Payment example: the monthly payment for a 8.24%,12 month term loan is $87.08 per $1,000 borrowed.