Please Note: the smart ATM machines at our Northampton and Northampton VA locations are currently unavailable due to maintenance.
We apologize for any inconvenience and invite members to take advantage of our phone banking or stop inside the branch during normal business hours.
How Do I Earn Co-op Points?
Earning Co-op Points
The more banking you do with UMassFive, the more Co-op Points you are able to earn. Points are either earned automatically or with certain products and services:
Co-op Points Earned Automatically!
• 1 Point for every $1 of dividends you earn on Savings Accounts, or Checking Accounts
• 1 Point for every $1 of interest you pay on most UMassFive loans
• 1 Point for every $10 you spend using your Debit Card for purchases
• 500 Points for every year you are a member at UMassFive
Co-op Points with Products & Services!
• 500 Points for becoming a member at UMassFive
• 500 Points for referring a family member, co-worker, businesses, or centers of influence
• 500 Points for using Online Banking Bill Payer (after the first bill is paid)
• 500 Points for making the first automatic payment or ACH on a UMassFive loan (excludes mortgages, student loans, credit cards, lines of credit, and commercial loans)
• 500 Points for opening a CU Student Choice Loan**
• 1000 Points for an initial consultation with your Wealth Advisor
• 2500 Points for opening a Mortgage
• 2500 Points for opening a Commercial Loan
• 2500 Points for meeting a goal set by a UMassFive Money Guide.