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Please Note: the smart ATM machines at our Northampton and Northampton VA locations are currently unavailable due to maintenance.  Please consider visiting a MoneyPass ATM, or one of our offsite ATMs, for your cash withdrawal needs outside of branch business hours. Also remember that our online and mobile banking services are available for your convenience, which includes the ability to deposit checks using our mobile banking app.

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Fixed Home Equity Loan Disclosures & Details

The current prime rate is: 7.50%. Rates effective as of June 17, 2025. Rates subject to change at any time. 

Details

• Terms available up to 20 years
• Fixed monthly payment
• No application or annual fees
• No pre-payment penalties
• No closing costs for Fixed Home Equity Loans provided the initial credit line is maintained for a minimum of two years

Disclosures

  • Annual Percentage Rate is based on a combination of your credit score and loan to value. Your actual rate may be higher.
  • Property insurance is required.
  • Payment example: 6.99% for 60 months equals $19.80 per $1,000 borrowed.

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